The car-buying process involves lots of decisions, from selecting a model to determining whether to go with a new or used vehicle. But one of the most important decisions you’ll make is whether or not to finance your new set of wheels, and that’s where your local RAM dealership comes in. Taking advantage of the financing options offered by your local dealership is the smartest way to purchase your vehicle.

You’ll Keep More Money in Your Pocket

When you finance a vehicle, you pay for it in a series of monthly installments. Because you’ll be paying for the car over time, you’ll have more money on hand to cover the cost of maintaining the vehicle, plus any other purchases or emergency expenses that may crop up in other areas of your life. You could also use the money to build up your savings account or make an investment.

You’ll Get Flexible Terms

One of the great things about financing through our dealership is that we offer flexible terms. If you’re struggling to work an auto payment into your budget, we can offer you a longer repayment period, which will lower your minimum monthly payments. We also have experience working with borrowers who have poor credit or a limited credit history. If you need a little extra help coping with tarnished credit, we can develop a personalized financing plan just to you.

You May Be Eligible for Incentives

When financing a new vehicle, our dealership can sometimes offer special incentives made available by the manufacturer. Cashback, zero percent interest, and trade assistance cash are just a few of the special incentives we can sometimes offer borrowers we work with. Each of these incentives saves you money.

You’ll Save Time

Arranging financing through our dealership is the easiest and most convenient approach. You can complete the financing paperwork alongside the vehicle purchase documents without ever leaving our dealership. This means you can pick out the vehicle of your dreams, negotiate a great price for it, and complete all of the paperwork within a couple of hours at our dealership.

You’ll Have a Wider Array of Lenders To Choose From

Our dealership has a national network of lenders that we work with. Once you’ve completed a financing application, we’ll shop your application around to those lenders and bring their offers back to you for a decision. This means you’ll likely have multiple financing offers to select from, ensuring you get the most competitive rate.

Financing a vehicle at our dealership will save you time and money, and you can rest assured that you’ll be offered a competitive interest rate. When you’re ready to finance your next vehicle, come see us at Audubon Chrysler Center in Henderson, KY.